Direct Graduate PLUS Loan

Graduate or professional students may apply for the credit-based Direct Graduate PLUS Loan from the U.S. Department of Education to help cover educational expenses.

To receive a Graduate PLUS Loan, you must:

• be a graduate or professional student enrolled at least halftime at an eligible school in a program leading to a graduate or professional degree or certificate;
• not have an adverse credit history; and
• meet the general eligibility requirements for federal student aid.

To Apply:

Complete the Direct PLUS Loan Application for Graduate/Professional Students online at StudentLoans.gov. 

Applications are available beginning May 1 for the following academic year.

Additional Requirements

Before PLUS loan funds are received, the student will be required to complete:

• The PLUS Master Promissory Note (MPN) for Graduate/Professional Students – A legal document in which you promise to repay your federal loan(s) and any accrued interest and fees to your lender.
• Entrance Counseling – Be sure to select “I am a graduate or professional student”, which fulfills counseling requirements for both the Direct Stafford and Direct PLUS Loans.

Helpful Links:

More Info on PLUS Loans for Graduates/Professionals